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COPA for Kids top-off insurance

By Patrick Gilligan

 

For many COPA Flights flying young people is the highlight of the summer season.

COPA Flights are encouraged to organize and enjoy the thrill of providing children their first experience of flight. Now, through the COPA For Kids sponsor Travelers, we are enhancing this program by providing pilots with additional insurance at no cost.

To participate in the program as a pilot, you must be a COPA member in good standing, and although it helps to be a member of your local COPA Flight, this is not mandatory. It is important to note that all COPA For Kids flying must be organized, conducted and supervised by a COPA Flight.

Aircraft used for COPA For Kids flights are required to carry public liability and property damage insurance referred to in our policy as Third Party Bodily Injury and Property Damage Liability, as specified by Transport Canada in CAR 606.02

TOP OFF

In order to further protect pilots providing flights during COPA for Kids events, COPA’s insurance provides for $1-million Combined Single Limit Third Party Bodily Injury (including Passenger Liability) and Property Damage each occurrence.

This coverage and limit are in excess of the liability coverage carried by the pilot/owner of the aircraft, including the minimum(s) of per seat Passenger Liability depending on the gross take-off weight of the aircraft involved.

COPA members and non-members who are non-flying participants acting, for example, as a marshaller, escort, volunteer (including pilots who spend part of their time engaged in ground volunteer duties) in COPA For Kids events are also covered for Third Party Bodily Injury and/or Property Damage while so engaged.

Hull insurance and pilot life insurance are not requirements for this program and COPA's insurance policy does not provide for these protections.

COPA members who are also EAA members are reminded that the COPA For Kids Aviation Program and Young Eagles Program cannot be combined in any way.

For more information consult the COPA Guide to COPA For Kids 3rd Edition at www.copaforkids.org.